In this conversation, Matthew and Scott Horowitz discuss access to capital for small businesses. They cover topics such as when to approach a bank for financing, the different types of lending options available, and the importance of building relationships with banks. They also touch on the benefits of having a business bank account and the factors to consider when determining if lending is a good option for a business. Additionally, they discuss the packaging aspect of lending, including the use of lines of credit, business credit cards, term loans, and equipment leases. In this conversation, Matthew discusses various aspects of business lending with Scott, a relationship manager at TD Bank. They cover topics such as SBA loans, loan packaging, credit scores, business plans, interest rates, and common problems that businesses face when applying for loans.
Host
Hosted by the Farmingdale SBDC’s Business Breakthrough | New York Podcast. The Farmingdale SBDC is part of the New York Small Business Development Center (SBDC) network of 20 campus-based centers and outreach offices located across New York State.
Funded in part through a Cooperative Agreement with the US Small Business Administration. Training collaboration does not constitute an expressed or implied endorsement by the NYSBDC and SBA of the presenter(s), their organization(s), and/or their products and services.
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